tag:blogger.com,1999:blog-20692053.post113798957803320723..comments2023-11-03T06:35:48.003-05:00Comments on Shark and Shepherd: Affordability, anyone ?Rick Esenberghttp://www.blogger.com/profile/07280070509167910367noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-20692053.post-1138026921749719922006-01-23T08:35:00.000-06:002006-01-23T08:35:00.000-06:00You are on rubber legs. You don't know how badly y...You are on rubber legs. You don't know how badly you're hurt!<BR/><BR/>TABOR - Don't you think we're copping out? Its coming and we know what Doyle is going to do. And if you don't like TABOR, how about a budget that isn't a big sloppy kiss for WEAC?<BR/><BR/>Medmal - we could swap dualing studies forever, but, in this case, I prefer common sense. I have been dealing with liability insurers in one way or another for 25 years. If you really think that claim history has nothing to do with premiums, then I hit you harder than I intended to. (Sorry ...;) Besides, I am not a statistician but I've deposed enough of them to suspect that there is a statistically significant relationship between premiums and claims in the chart that Drum thinks is such a smoking gun. Beyond payouts, what really gives insurers the vapors is uncertainty and awards for pain and suffering - because they are in a very real sense paying for apples with oranges - are the mother of uncertainty.<BR/><BR/>School choice - oh, please. Even you don't believe that.Rick Esenberghttps://www.blogger.com/profile/07280070509167910367noreply@blogger.comtag:blogger.com,1999:blog-20692053.post-1138019497695612082006-01-23T06:31:00.000-06:002006-01-23T06:31:00.000-06:00My chin doesn't even hurt. Barely felt the whiff ...My chin doesn't even hurt. Barely felt the whiff of your post going by . . . :)<BR/><BR/>TABOR--Well, since the Republicans can't even agree on a version to send to Doyle, this doesn't count.<BR/><BR/>Medical Malpractice--You seem to have bought into the myth that malpractice premiums cause the high cost of health care. They don't--less than 1/2 of 1%, on average, of your bill to see the doctor is the cost of her malpractice premium. Premiums, in fact, <A HREF="http://www.washingtonmonthly.com/archives/individual/2005_02/005703.php" REL="nofollow">have little to do with payouts</A>; in Wisconsin, where damages were capped for over a decade, our doctors' premiums are higher than in uncapped Minnesota.<BR/><BR/>Voucher Caps--the bills Doyle vetoed explicitly avoided doing anything to improve educational quality in MPS or guarantee that quality in the choice program.Jay Bullockhttps://www.blogger.com/profile/18303687624670151530noreply@blogger.com