To my liberal friends, how is this thing supposed to work? I see little that will cause more people or employers to ensure. The penalties associated with the individual mandate are not high enough and the 8% tax would seem to be inadequate to incentivize those employers who currently do not provide insurance to provide it or to generate sufficient income to cover those uninsured persons. The limitations on insurer underwriting and actuarially determined premiums seems certain to raise premiums and the mandated coverage of preexisting conditions seems to create an incentive for persons to wait to insure until they need it.
If this is a first step toward single payer coverage, it seems to be a step calculated to screw up health care so much that single payer begins to look more palatable?